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Letter from a Farmers Agent:

I started with Farmers May 2007 in one of the Center Concepts. I was promised support, training and help along the way. Their support was lowering the reqiuirements for the Reserves to become Career Agents. I felt liking I was being pushed to become a Career Agent without the knowledge or know how to run my own business successfully. The "Center" had inexperienced people training inexperienced people to be able to function in a career half cocked. I and many others were promised that an attorney and CPA would be brought in at the Center's expense to help each Career Agent have a better understanding of what is required of a "Business Owner".

It is now February 2008 and I still have no clue what I should or should not be doing when it comes to local, state and federal taxes, employees (other than hire a payroll company) and I do not have the time to really research everything. Plus, I was required to lease an office to be able to run my business. I leased a place for two years that was the least amount of time for any place and the rent was OK

I went Career in November and I continued to write a few policies. December, my lease started and it was a bad month in production ( I asked for help early in Dec. on what I should do about production. I was told by an RDM that just keep working hard and it will turn around NO other advice) and January followed suit due to being in meetings once a week that did not add any value for me to be able to do my job. It is now February and I have lost my subsidy for not making numbers. I have to catch up with 80 some policies to get back on subsidy. I cannot twist peoples' arms to buy off of me and people are buying on price in my area not value.

I am dying a slow death because if I do not make my numbers Farmers is going to let me go in April and I will still have a lease to pay for and Farmers to pay back along with supporting two young kids and a household. I have put a lot of my personal money into this and I feel cheat in this experience and I do not what others to not have the truth about how they lie to you to get you into a career with Farmers-My last resort BANKRUPCY

submitted -2/22/08

Moderator:

Thanks for your story. Unfortunately it mirrors so many of the others posted on this site. The more of these we post up, the more convincing it will be to others like us. Hopefully we can make a difference and keep other people from financial ruin.

 

 

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