www.farmers-online.com - The Comprehensive Resource Site for Agents

I joined Farmers in February of this year and careered in June. I absolutely love it, I think it is a good product and the pricing is very competitive. I have a pretty large sphere of influence which has attributed to my success. I didn't have any insurance experience at all but since I already had my licenses because my previous employer decided they wanted to open an insurance agency but never did, I thought what the hell. I am #1 in my district and couldn't be happier, I am meeting all my production requirements with ease. I think it is a good program for the right person. Don't get me wrong the billing sucks and it is a trial by fire attitude, but once you learn the system you can prepare your clients for rate increases, etc. I guess what I am saying is I think if you are doing it the right way, you can do every bit of what they say. I guess I am just hoping the few of you that have had such a bad experience is an expception. Sounds like the biggest problem is support from your DM... I do have to say my DM is awesome, he was a Farmers agent before so I guess he has a more realistic view of what it takes to make it through the program. And we are very open and honest, if his idea sucks I tell him and he gives me feed back as well.

If you are selling on value and not price and stop worrying about what every other insurance company is doing I think you can succeed. I know I offer something no one else does, me! I know you all must think I am brain washed, and I admit I am a little bit, but I don't have a lot of service work or complaints. Maybe it's something that comes with time? So like I said I hope your experience isn't typical across the company?

Moderator Comment: Glad you're doing great! Connections with people that will refer business to you helps quite a bit in the success of any agency.

We understand where you are coming from on selling value and not price etc.. believe me, we've all had the same training and we know it can work. We're not here to let the air out of your balloon, the point of this site is to let you know that some of us were top agents in our district too, won all the awards and eventually ran into some issues that killed the program for us. We dont want you to invest years and thousands of dollars into a thing that collapses leaving you empty handed and owing a debt.

You can succeed, in fact the top 10% of agents do quite well. That is how the program is set up. The other 90% are the ones that will struggle. We want to protect the 90% and stem their losses.

Thanks for your contribution!